Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Tangerine Loans Is A Licensed Credit Broker, Not A Lender, And Does Not Make Credit Decisions, We May Receive A Commission From The Provider That We Introduce You To.

Responsible Broking


Responsible Broking

At MediaBlanket Ltd we strive to ensure responsive, transparent customer service and an enjoyable application experience. As a broker, we have instituted policies designed to clarify the lending process and direct customers to the appropriate authority when questions or concerns arise.

Collection Policies

MediaBlanket Ltd does not engage in collection practices. Your lender will contact you by e-mail, telephone, and / or post to describe and arrange your payment schedule. This will be outlined in your pre-contract information and any signed Credit Agreement, too. Please contact your lender to discuss their collection process, as lender collection policies vary.

Renewals

If you wish to renew, or roll over, an existing loan, please contact your lender directly before your payment is due. Although some lenders may offer you a loan renewal on the same terms as your original loan, each lender’s renewal policy is different, and renewals might incur additional fees or interest. Under certain circumstances, renewals may be automatic. Please weigh the decision to renew an existing loan heavily and consider consulting with independent financial counsel before renewing your loan.

 

Please see other sections, such as FAQs, for more detailed information about us and the products we can broker.


Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.


Responsible Lending

At MediaBlanket Ltd, we care because money matters and we are committed to working with responsible lenders and acting as a responsible broker.

Our lenders do:

  • Assess that applicants can afford a loan, and will be able to repay it
  • Provide clear, transparent agreements, terms and communications
  • Treat all customers fairly

Our lenders do not:

  • Target people who are struggling with debt
  • Lend to applicants who they believe will be unable to repay without experiencing financial difficulty
  • Proceed with applicants if they are unable to verify their personal details

Please only apply for a loan if you're sure that you can repay it in full on your due date and still manage your other outgoings. Don’t borrow money if you know that you will struggle to pay it back.

Implications of Non-Payment

Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future. It may also result in your debt being passed to a collection agency.

Financial Difficulties

If after receiving your loan you feel that you will struggle to make the agreed repayments, it is important that you do not ignore the situation, and you contact your lender as soon as possible. For further information please refer to the loan agreement and terms provided by your lender.

For further help please go to moneyhelper.org.uk